Mortgage advice: should you use a mortgage adviser ?

Getting a mortgage is one of the biggest financial decisions you’ll make, so it’s important to get it right. A mortgage adviser can search the market on your behalf and recommend the best deal for your circumstances.

Why it’s usually a requirement that you get mortgage advice ?

Independent mortgage advisers have a wide knowledge of the mortgages available from different lenders. They can search the market on your behalf and recommend the best deal.

To find these deals on your own involves a lot of research and talking through your circumstances many times with different lenders.

An adviser might also be able to find a deal you can’t find on your own. They can also improve your chances of being accepted for a mortgage as they’ll know which lenders are best suited to your particular circumstances.

This is particularly important if you don’t have a large deposit, haven’t been with your employer for long or if you’re self-employed.